If you’re missing one or more of your teeth, you know how difficult it can be to complete daily tasks, including chewing your food, speaking clearly, and smiling with confidence. Fortunately, dental implants are available to restore your smile, but you know they are quite an investment. Will your dental insurance be able to help you out or will you be left to pay for treatment on your own? Read on to learn more about how your insurance will play a role in the process of getting dental implants.
Does Dental Insurance Cover Implants?
While most dental insurance plans cover preventive care and partially cover emergency expenses, dental implants are placed in an entirely different category. There are several different limitations on most insurance plans because the coverage you receive will depend on the amount that your employer wishes to spend on the policy or what is included in your private plan. Ultimately, the amount that is covered will typically vary based on the reason that you need to get implants in the first place. Both medical and dental insurance could end up playing a role. Your medical insurance may cover part of your procedure if your tooth loss is the result of:
- Trauma to the mouth
- A medical condition that resulted in tooth loss
- Congenitally missing teeth
In some cases, your crown or bridge being attached to the implants may be partially covered in your dental insurance plan, while the titanium implant is included in your medical insurance. Many dental insurance plans will not cover the surgical portion of dental implant treatment. Ultimately, to get the full details of your coverage, you will need to contact your insurance providers before moving forward with your treatment.
There are all sorts of factors to consider when looking into getting dental implants. If you have implant coverage from your dental insurance policy, you should still ask about the plan’s annual limit. You may want to plan your treatment in several stages to maximize your coverage.
Are Dental Implants Worth the Price?
Dental implants are certainly an investment, but you are simultaneously investing in your oral health and appearance. Their initial cost may seem much higher than other tooth replacement options, but you could end up saving money in the long run. This is because they are long-lasting and prevent issues related to bone loss. When you have dentures or dental bridges, you may need to have them repaired, replaced, or adjusted after only a few years. As for dental implants, they can last upwards of 30 years if you take care of them. Many patients find that restoring their smile is priceless!
If you still don’t know if dental implants are the ideal option for you, schedule a consultation with your dentist. This way, you can decide whether you’re a good candidate and address any questions you may have about the procedure. This way, you can create a plan to meet your unique needs!
About the Author
Dr. Cameron “Cam” Wendling is an experienced oral surgeon who has been working in the field for nearly a decade! After earning his dental doctorate, he accepted a yearlong internship at Parkland Memorial Hospital at the University of Texas Southwestern. He then completed a four-year residency program at Christiana Care Health Systems in Wilmington, DE. For more information about dental implants or to schedule an appointment at his office in Dallas, visit his website or call (972) 960-1111.