BlueCross BlueShield Dentist – Dallas, TX
Learn More About the Benefits of BlueCross BlueShield
If you have a BlueCross BlueShield dental insurance plan, you should certainly make every effort to use it. It can help you to enjoy low-cost preventive care with your general dentist, and it may be able to help lower your out-of-pocket expenses when you visit Texas Wisdom Teeth & Dental Implants. As an in-network BlueCross BlueShield dentist, our Dallas team is ready to help you understand how your plan works and assist you as you seek to take full advantage of your benefits.
BlueCross BlueShield Coverage Availability & Fees
BlueCross BlueShield (BCBS) offers a number of different dental plans, so you should be sure to look at the details of your unique policy rather than make assumptions about the type of coverage you are eligible for.
Here is a general overview of how many dental insurance plans work:
- Preventive care, including cleanings, exams, and routine X-rays, is 100% covered.
- Minor restorative services, such as fillings and simple extractions, are around 80% covered.
- Major services, including many types of oral surgery, may be around 50% covered.
Keep in mind that your policy may have some stipulations about how you can use your coverage. For example, you may have a deductible, a waiting period before you are covered for certain services, and an annual maximum.
An annual maximum is the largest dollar amount that BCBS is willing to pay out for approved services within a calendar year. Usually, the maximum is around $1,000. If you choose an in-network dentist or oral surgery, such as our practice, you can get more value out of your maximum because we have a contract with BlueCross Blue Shield that controls prices. If your procedure will require multiple appointments, we might even be able to schedule it between calendar years so you can use two annual maximums rather than just one.
Isela has nearly two decades of experience in the dental field, and we are proud to have her on our team as our in-house insurance specialist. She loves to help patients, and she is eager to assist you as you navigate your BlueCross BlueShield insurance benefits. With your insurance information handy, give our office a call so you can talk to Isela about how you can use your coverage in our office. She and our team will do all we can to make the financial aspect of your care as stress-free as possible!